XXXXXXXXX XXXXXXXX XXXXXX (XX) 2022/2365
xx xxx 2.&xxxx;xxxxxxxx 2022,
xxxxxx se xxxx xxxxxxxxx xxxxxxxxx xxxxx xxxxxxxxx x&xxxx;xxxxxxxxxx xxxxxxxx (XX) 2016/1801, xxxxx jde x&xxxx;xxxxxxx xxxxxxxxxxx úvěrová xxxxxxxxx xx xxxxxxxxx xxxxxxxxxxx xxxxxxx xxx účely xxxxxxxxxxxx v souladu x&xxxx;xxxxxxxxx Xxxxxxxxxx xxxxxxxxxx a Rady (XX) x.&xxxx;575/2013
(Xxxx x&xxxx;xxxxxxxx xxx EHP)
EVROPSKÁ KOMISE,
s ohledem xx Xxxxxxx o fungování Xxxxxxxx xxxx,
x&xxxx;xxxxxxx na xxxxxxxx Xxxxxxxxxx parlamentu x&xxxx;Xxxx (EU) x.&xxxx;575/2013 xx xxx 26.&xxxx;xxxxxx&xxxx;2013 x&xxxx;xxxxxxxxxxxxxxx požadavcích xx xxxxxxx instituce x&xxxx;x&xxxx;xxxxx xxxxxxxx (XX) č. 648/2012 (1), x&xxxx;xxxxxxx na xx.&xxxx;270x xxxxx xxxxxxxxxxx xxxxxxxxx xxxxxxxx,
xxxxxxxx k těmto důvodům:
|
(1) |
Prováděcí xxxxxxxx Komise (XX) 2016/1801&xxxx;(2) xxxxxxx xxxxxxx xxxxxxxxxxx příslušná xxxxxxx xxxxxxxxx xxxxx xxxxxxxxx xxxxxxxxxxx xxxxxxx xx xxxxxxx úvěrové kvality xxxxxxxxxx x&xxxx;xxxxx třetí xxxxx II xxxxxxxx 5 xxxxxxxx (EU) x.&xxxx;575/2013. |
|
(2) |
Xxxxxxxxx Evropského xxxxxxxxxx x&xxxx;Xxxx (XX) 2017/2401&xxxx;(3) xxxx xxxxxxx xxxxxxxx (XX) x.&xxxx;575/2013, xxxx xx změnily dostupné xxxxxxxx xxxxxxxxxxx xxxxxxx xxxxxxxxx xx xxxxxxxxx xxxxxxxxxxx xxxxxxx x&xxxx;xxxxx xxxxxx úvěrové xxxxxxx xxxxxxxxxxx x&xxxx;xxxxx třetí xxxxx II kapitole 5 nařízení (XX) x.&xxxx;575/2013. |
|
(3) |
Xxxxxxxxxx xxxxxxxxx xx xxxxxxxxxxxxxx xxxxxx xxxxx xxxxxxxx (XX) x.&xxxx;575/2013 xxxx x&xxxx;xxxxx xxxxxxxxx xxxxxxxx ze xxxxxxxx xxxxx xxxxxxx xxxxx xxxxxx přístupů xxxxxxxxxxx x&xxxx;xxxxxx&xxxx;254 xxxxxxxxx xxxxxxxx. Xxxxxxxxx, xxxxx xxxxxxxxx xxxxxxx xxxxxxxx xx xxxxxxxx xxxxxxx, xx xxxx vypočítat xxxxxx xxxxxxxx vážených expozic xx základě 18 xxxxxx xxxxxxx kvality xxx xxxxxxxxxx xxxxxxx xxxxxxx hodnocení, xxx xx xxxxxxxxx x&xxxx;xxxxxxxx 263 x&xxxx;264 xxxxxxxxx xxxxxxxx, čímž se xxxxxx xxxxx xxxx xxxxxxx x&xxxx;xxxxxxxxxx xxxx xxxxxx. |
|
(4) |
Xx xxxxx xxxxxxxx xxxxxxxxxxxx tabulky xxxxxxxxxxx xxxxxxx xxxxxxxxx x&xxxx;xxxxxxxxxx xxxxxxxx (EU) 2016/1801 xxx, aby xxxxxxxx xxxxx strukturu stupňů xxxxxxx xxxxxxx xxxxxxxxxx x&xxxx;xxxxxxxx (XX) x.&xxxx;575/2013 xx znění xxxxxxxxxx xxxxxxxx. |
|
(5) |
Xx xxxxxxx xxxxxxxxxxx xxxxxxxx (EU) 2016/1801 xxxxxxxxx xxx xxxxxxx xxxxxxxxx agentury xxx xxxxxxx hodnocení xxx, xxx xx xxxxxxxxxx x&xxxx;xx sekuritizované nástroje. Xx proto xxxxx xxxxxxxx přiřazení xxxxxxxxx xxxxxxxxx pro xxxxxxx xxxxxxx xxxxxxxxx xxxxxxxx. |
|
(6) |
Xx xxxxxxx xxxxxxxxxxx xxxxxxxx (XX) 2016/1801 xxxx x&xxxx;xxxxxxx s články 14 xx 18 nařízení Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (XX) č. 1060/2009 (4) xxxxxxxxxxxxxx xxxxx xxxxx ratingová xxxxxxxx, která má xxxxxxxx xxxxxxxx x&xxxx;xxxxxxx xxx vypracovávání xxxxxxxxx xxxxxxxxx sekuritizovaných xxxxxxxx, xxxxxxx jedné externí xxxxxxxxx agentuře, xxx xxxxxx prováděcí nařízení (XX) 2016/1801 xxxxxxxxx xxxxxxxxxxx tabulku xxxxxxxxx xxxxxxxxx, xxxx xxxxxxxxxx xxxxxxx. Jelikož xxxxxx&xxxx;270x xxxxxxxx (EU) x.&xxxx;575/2013 xxxxxxxx, aby bylo x&xxxx;xxxxx xxxxxxxxx ratingových xxxxxxx xxxxxxxxx xxxxxxxxx xxxxxxxxx xxxxxxxxx, xxxx xx xxx xxxxxxxxx xxxxxxxx (EU) 2016/1801 xxxxxxx tak, xxx xxxxxxxxxx xxxxxxxxxxx xxxxxxx xxx xxxx xxxxxxxxxxxxx xxxxxxx xxxxxxxxxx xxxxxxxx x&xxxx;xxx z něj xxxx xxxxxxxxxx xxxxxxxxxxx xxxxxxx xxx xxxxxxx ratingovou xxxxxxxx, xxx xxxx xxxxxxxxxx xxxxxxx. |
|
(7) |
Xxxxxxxxx xxxxxxxx (XX) 2016/1801 xx xxxxx mělo být xxxxxxxxxxxxx xxxxxxxx xxxxxxx. |
|
(8) |
Xxxx xxxxxxxx vychází x&xxxx;xxxxxx xxxxxxxxxxx xxxxxxxxxxx norem, xxxxx Xxxxxx xxxxxxxxx Xxxxxxxx xxxxx pro xxxxxxxxxxxx. |
|
(9) |
X&xxxx;xxxxxxxx xxxxxxxxxxx xxxxxxxxxxx xxxxx, z nichž toto xxxxxxxx xxxxxxx, xxxxxxxxxx Xxxxxxxx orgán pro xxxxxxxxxxxx xxxxxxxx veřejné xxxxxxxxxx, xxxxxxxxxx potenciální xxxxxxxxxxx xxxxxxx a přínosy x&xxxx;xxxxxxx x&xxxx;xxxx skupinu xxxxxxxx působících x&xxxx;xxxxxxxxxxxx xxxxxxxx xxxxx článku 37 xxxxxxxx Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (XX) č. 1093/2010 (5), |
PŘIJALA XXXX NAŘÍZENÍ:
Xxxxxx&xxxx;1
Xxxxxxxxx nařízení (XX) 2016/1801 se xxxx xxxxx:
|
1) |
xxxxxx&xxxx;1 xx xxxxxxx; |
|
2) |
xxxxxx&xxxx;2 xx xxxxxxxxx xxxxx: „Xxxxxx&xxxx;2 Xxxxxxx xxxxxxxxxxx xxxxxxx xxxxxxxxx xxxxx xxxxxxxx xxxxxxxxxx xx xxxxxxxx ratingu Vztah xxxxxxxxxxx xxxx ratingovými xxxxxxxxxxx xxxxxxxxxxxx externích xxxxxxxxxxx agentur, xx xxxxx xxxx xxxxxxxxxx xxxxxxxxxxxxxx xxxxxx podléhající xxxxxxxx xxxxxxxxxx xx xxxxxxxx xxxxxxx, a stupni xxxxxxx xxxxxxx podle xxxxxx&xxxx;263 x&xxxx;264 nařízení (XX) x.&xxxx;575/2013 xx xxxxxxxx x&xxxx;xxxxxxx XX xxxxxx xxxxxxxx.“; |
|
3) |
xxxxxxx X&xxxx;xx xxxxxxx; |
|
4) |
xxxxxxx XX xx xxxxxxxxx xxxxxx xxxxxxxx x&xxxx;xxxxxxx xxxxxx nařízení. |
Xxxxxx&xxxx;2
Xxxx xxxxxxxx xxxxxxxx x&xxxx;xxxxxxxx xxxxxxxx xxxx xx vyhlášení v Úředním xxxxxxxx Xxxxxxxx unie.
Xxxx xxxxxxxx xx xxxxxxx x&xxxx;xxxxx xxxxxxx x&xxxx;xxxxx použitelné xx xxxxx xxxxxxxxx státech.
V Bruselu xxx 2. prosince 2022.
Za Xxxxxx
xxxxxxxxxxx
Xxxxxx XXX XXX XXXXX
(1)&xxxx;&xxxx;Xx.&xxxx;xxxx.&xxxx;X&xxxx;176, 27.6.2013, x.&xxxx;1.
(2)&xxxx;&xxxx;Xxxxxxxxx xxxxxxxx Komise (XX) 2016/1801 xx dne 11.&xxxx;xxxxx&xxxx;2016, kterým xx xxxxxxx xxxxxxxxx technické xxxxx, pokud jde x&xxxx;xxxxxxxxxxx xxxxxxxxx hodnocení xx xxxxxxxxx xxxxxxxxxxx xxxxxxx pro účely xxxxxxxxxxxx v souladu x&xxxx;xxxxxxxxx Xxxxxxxxxx xxxxxxxxxx a Rady (XX) x.&xxxx;575/2013 (Xx.&xxxx;xxxx.&xxxx;X&xxxx;275, 12.10.2016, x.&xxxx;27).
(3)&xxxx;&xxxx;Xxxxxxxx Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (EU) 2017/2401 xx xxx 12.&xxxx;xxxxxxxx&xxxx;2017, xxxxxx se xxxx nařízení (XX) x.&xxxx;575/2013 x&xxxx;xxxxxxxxxxxxxxx požadavcích xx xxxxxxx instituce x&xxxx;xxxxxxxxxx xxxxxxx (Úř. věst. L 347, 28.12.2017, x.&xxxx;1).
(4)&xxxx;&xxxx;Xxxxxxxx Xxxxxxxxxx xxxxxxxxxx x&xxxx;Xxxx (ES) x.&xxxx;1060/2009 xx xxx 16.&xxxx;xxxx&xxxx;2009 x&xxxx;xxxxxxxxxxx xxxxxxxxxx (Xx.&xxxx;xxxx.&xxxx;X&xxxx;302, 17.11.2009, x.&xxxx;1).
(5)&xxxx;&xxxx;Xxxxxxxx Xxxxxxxxxx xxxxxxxxxx a Rady (XX) x.&xxxx;1093/2010 ze xxx 24. listopadu 2010 o zřízení Xxxxxxxxxx orgánu xxxxxxx (Xxxxxxxxxx xxxxxx xxx xxxxxxxxxxxx), x&xxxx;xxxxx xxxxxxxxxx x.&xxxx;716/2009/XX x&xxxx;x&xxxx;xxxxxxx rozhodnutí Xxxxxx 2009/78/ES (Xx.&xxxx;xxxx.&xxxx;X&xxxx;331, 15.12.2010, x.&xxxx;12).
XXXXXXX
„XXXXXXX II
Tabulky přiřazující xxxxxxx xxxxxxxxx xxx xxxxx xxxxxx&xxxx;2
|
Xxxxxx xxxxxxx xxxxxxx |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Xxxxxxx xxxxxxx |
|
X.X. Best (XX) Xxxxxx Xxxxxxxx X.X. |
||||||||||||||||||
|
Xxxxxxxx xxx xxxxxxxxxx xxxxxx xxxxx |
||||||||||||||||||
|
xxx(xx) |
xx+(xx) |
xx(xx) |
xx-(xx) |
x+(xx) |
x(xx) |
x-(xx) |
xxx+(xx) |
xxx(xx) |
xxx-(xx) |
xx+(xx) |
xx(xx) |
xx-(xx) |
x+(xx) |
x(xx) |
x-(xx) |
xxx+(xx), xxx(xx), xxx-(xx) |
Xxxxx než xxx-(xx) |
|
|
Xxxxxxxx xxx krátkodobý rating xxxxx |
||||||||||||||||||
|
XXX-1+(xx), XXX-1(xx) |
XXX-2(xx) |
XXX-3(xx) |
Xxxxx xxx XXX-3(xx) |
|||||||||||||||
|
XXX Xxxxxxx X.X. |
||||||||||||||||||
|
Xxxxxxxx xxx xxxxxxx- x&xxxx;xxxxxxxxxx xxxxxx xxxxx |
||||||||||||||||||
|
XXXXX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX |
XXXXX |
XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XXXXXXX, XXX-XX |
Xxxxx xxx XXX-XX |
|
|
Xxxxxxxx xxx xxxxxxxxxx xxxxxx emisí |
||||||||||||||||||
|
A-1+SF, X-1 SF |
A-2SF, |
A-3SF |
Nižší než X-3XX |
|||||||||||||||
|
Xxxxxx xxxxxxx xxxxxxx |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Xxxxxxx xxxxxxx |
|
Xxxxxx Xxxx Xxxxxxxxxx X.X. |
||||||||||||||||||
|
Xxxxxxxx pro xxxxxxxxxx xxxxxx xxxxxxxxxxxxxxx xxxxxxxxxx xxxxxxxx |
||||||||||||||||||
|
XXX(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx) |
XXX(xx) |
XXX-(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx),XXX(xx), CCC-(sf) |
Nižší než XXX-(xx) |
|
|
Xxxxxxxxxxxx Rating XX |
||||||||||||||||||
|
Xxxxxxxx xxx xxxxxxxxxx rating |
||||||||||||||||||
|
AAAsf |
AA+sf |
AAsf |
AA-sf |
A+sf |
Asf |
A-sf |
BBB+sf |
BBBsf |
BBB-sf |
BB+sf |
BBsf |
BB-sf |
B+sf |
Bsf |
B-sf |
CCCsf |
Nižší xxx XXXxx |
|
|
XXXX Ratings XxxX |
||||||||||||||||||
|
Xxxxxxxx xxx xxxxxxxxxx xxxxxx xxxxxxxx |
||||||||||||||||||
|
XXX(xx) |
XX(xxxx)(xx) |
XX(xx) |
XX(xxx)(xx) |
X(xxxx)(xx) |
X(xx) |
X(xxx)(xx) |
XXX(xxxx)(xx) |
XXX(xx) |
XXX(xxx)(xx) |
XX(xxxx)(xx) |
XX(xx) |
XX(xxx)(xx) |
X(xxxx)(xx) |
X(xx) |
X(xxx)(xx) |
XXX(xxxx)(xx), XXX(xx), XXX(xxx)(xx) |
Xxxxx xxx XXX(xxx)(xx) |
|
|
Xxxxxxxx xxx xxxxxx komerčních xxxxxx x&xxxx;xxxxxxxxxxxx xxxxx |
||||||||||||||||||
|
X-1(xxxx)(xx), X-1(xxxxxx)(xx), R-1(low)(sf) |
R-2(high)(sf), X-2(xxxxxx)(xx), X-2(xxx)(xx) |
X-3(xx) |
Xxxxx xxx X-3(xx) |
|||||||||||||||
|
Xxxxxx xxxxxxx kvality |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Všechny xxxxxxx |
|
Xxxxx Xxxxxxx Ireland Xxxxxxx |
||||||||||||||||||
|
Xxxxxxxx xxx xxxxxxxxxx rating |
||||||||||||||||||
|
AAASF |
AA+SF |
AASF |
AA-SF |
A+SF |
ASF |
A-SF |
BBB+SF |
BBBSF |
BBB-SF |
BB+SF |
BBSF |
BB-SF |
B+SF |
BSF |
B-SF |
CCCSF |
Nižší xxx XXXXX |
|
|
Xxxxxxxx xxx xxxxxxxxxx rating |
||||||||||||||||||
|
F1+SF, F1 XX |
X2XX |
X3XX |
Xxxxx xxx X3XX |
|||||||||||||||
|
XX Xxxxxxx de Xxxxxx, X.X. xx C.V. |
||||||||||||||||||
|
Stupnice xxx xxxxxxxxxx xxxxxx |
||||||||||||||||||
|
XX XXX (X) |
XX XX+ (X) |
XX XX (X) |
XX XX- (X) |
XX X+ (X) |
XX X&xxxx;(X) |
XX X- (X) |
XX XXX+ (X) |
XX XXX (X) |
XX XXX- (X) |
XX BB+ (E) |
HR XX (E) |
HR BB- (X) |
XX B+ (X) |
XX X&xxxx;(X) |
XX X- (E) |
HR X+ (X) |
Xxxxx xxx XX X+ (E) |
|
|
ICAP X.X. |
||||||||||||||||||
|
Xxxxxxxx xxx xxxxxxxx xxxxxx |
||||||||||||||||||
|
XXXXX, XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX |
XXXXX |
XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX, XXXXX, XXX-XX |
Xxxxx xxx CCC-SF |
|
|
Stupeň xxxxxxx kvality |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Všechny ostatní |
|
Japan Xxxxxx Xxxxxx Xxxxxx Xxx |
||||||||||||||||||
|
Xxxxxxxx xxx xxxxxxxxxx xxxxxx emisí |
||||||||||||||||||
|
AAA |
AA+ |
AA |
AA- |
A+ |
A |
A- |
BBB+ |
BBB |
BBB- |
BB+ |
BB |
BB- |
B+ |
B |
B- |
CCC |
Nižší xxx XXX |
|
|
Xxxxxxxx xxx xxxxxxxxxx xxxxxx xxxxx |
||||||||||||||||||
|
X-1+, X-1 |
X-2 |
X-3 |
Xxxxx xxx X-3 |
|||||||||||||||
|
Xxxxx Xxxx Xxxxxx Xxxxxx Xxxxxx Xxxxxxx |
||||||||||||||||||
|
Xxxxxxxx pro xxxxxxxxxx xxxxxx |
||||||||||||||||||
|
XXX(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx) |
XXX(xx) |
XXX-(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx), CCC(sf), CCC-(sf) |
Nižší xxx XXX-(xx) |
|
|
Xxxxxxxx xxx xxxxxxxxxx rating |
||||||||||||||||||
|
K1+(sf), X1(xx) |
X2(xx) |
X3(xx) |
Xxxxx xxx X3(xx) |
|||||||||||||||
|
Xxxxxx xxxxxxx xxxxxxx |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Xxxxxxx xxxxxxx |
|
Xxxxx’x Xxxxxxxxx Xxxxxxx |
||||||||||||||||||
|
Xxxxxxxx xxx xxxxxxxx xxxxxxxxxx rating |
||||||||||||||||||
|
Aaa(sf) |
Aa1(sf) |
Aa2(sf) |
Aa3(sf) |
A1(sf) |
A2(sf) |
A3(sf) |
Baa1(sf) |
Baa2(sf) |
Baa3(sf) |
Ba1(sf) |
Ba2 (xx) |
Xx3 (xx) |
X1 (sf) |
B2 (xx) |
X3 (xx) |
Xxx1(xx), Caa2(sf), Xxx3(xx) |
Xxxxx xxx Xxx3(xx) |
|
|
Xxxxxxxx xxx xxxxxxxx xxxxxxxxxx rating |
||||||||||||||||||
|
P-1 (xx) |
X-2 (xx) |
X-3 (sf) |
Nižší xxx X-3(xx) |
|||||||||||||||
|
Xxxxx Xxxxxxx XxxX |
||||||||||||||||||
|
Xxxxxxxx pro xxxxxxxxxx xxxxxx |
||||||||||||||||||
|
XXXXX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXX+XX |
XXXXX |
XXX-XX |
XX+XX |
XXXX |
XX-XX |
X+XX |
XXX |
X-XX |
XXXXX |
Xxxxx než XXXXX |
|
|
Xxxxxxxx xxx xxxxxxxxxx xxxxxx |
||||||||||||||||||
|
X-1+XX, X-1XX |
X-2 XX |
X-3 XX |
, |
Xxxxx xxx X-3 SF |
||||||||||||||
|
Stupeň xxxxxxx xxxxxxx |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
Xxxxxxx xxxxxxx |
|
X&xxx;X Xxxxxx Ratings Europe Xxxxxxx |
||||||||||||||||||
|
Xxxxxxxx xxx xxxxxxxx xxxxxxxxxx xxxxxx xxxxx |
||||||||||||||||||
|
XXX(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx) |
XXX(xx) |
XXX-(xx) |
XX+(xx) |
XX(xx) |
XX-(xx) |
X+(xx) |
X(xx) |
X-(xx) |
XXX+(xx), XXX(xx), XXX-(xx) |
Xxxxx než XXX-(xx) |
|
|
Xxxxxxxx pro xxxxxxxx xxxxxxxxxx xxxxxx xxxxx |
||||||||||||||||||
|
X-1+(xx), X-1(xx) |
X-2(xx) |
X-3(xx) |
Xxxxx xxx X-3(xx) |
|||||||||||||||